The one bill you can't escape. Until now.

A lower power rate, locked in for 25 years. No money down.

Free quote. Or book a call directly →

The Sun Broker
5.0
27 reviews
Our install partner
4.8
388 reviews
2,000+
NorCal installs

Your electric bill. The one nobody can negotiate down.

You can renegotiate a mortgage. Shop your insurance. Cancel subscriptions. Your utility bill just keeps climbing.

PG&E rates are up 86% in 5 years.

Not a forecast. These are the actual residential rates PG&E has charged since 2021. The trend isn't reversing.

$0.55 $0.42 $0.28 $0.14 $0.00 $0.27 $0.31 $0.41 $0.42 $0.25 $0.47 2021 2022 2023 2024 2025 2026 +86%
What this means for a real home

$260+ more per month

That’s what a typical home using 1,200 kWh a month pays now versus five years ago — for the same electricity.

Source: Average residential rates for PG&E customers. 2026 figure reflects rates effective through Q1. The 86% increase is from 2021 baseline to 2026 current.

Curious what your bill will look like over the next 25 years? See your 25-year cost →
$ /mo

A typical NorCal home with central A/C runs $200–$500/month.

25-year cost projection

Your future utility bill is probably bigger than you think.

That's money paid to the utility. Not equity. Not ownership. Not investment.

$750k $600k $450k $300k $150k $0 Year 0 Year 5 Year 10 Year 15 Year 20 Year 25 $198k Total over 25 years at this bill
$ /mo
Annual rate increase

8%: Mid-range estimate

Many Northern California homeowners already pay $400–$800/month.

You can't negotiate your electric bill. But you can replace it with a better one.

The fix

Same idea as refinancing your mortgage.

No big purchase, no loan. Solar panels go on your roof, but you don’t buy them — an energy company owns them, and you simply buy the power they produce at a lower rate. Like switching to a cheaper utility, except the power plant is on your roof.

Solar panels on a shingled rooftop catching the warm light of a setting sun over a Northern California neighborhood.

You're not buying solar panels. You're changing your energy payment strategy.

On your side, by design.

We're independent, so we work for you — not the panel company or the installer. And because our business runs on referrals, the only way we grow is by taking care of the homeowners we already have. Your win is how we win. If solar doesn't make sense for your home, we'll tell you that too.

A Sun Broker advisor showing a homeowner couple their solar payment strategy on a tablet, outside their home at golden hour.
01

We learn your home before we recommend anything.

Every home uses electricity differently. We look at a full year of your bills, walk through your usage patterns, and design something that fits your house. Not a generic estimate.

Built using industry-standard solar design software.

02

Not tied to one installer.

We're not tied to one installer or financing structure. That independence lets us recommend what makes the most sense for your home.

03

If it doesn't make sense, we'll tell you.

If the numbers don't work, we'll say so, even if it means walking away from the project.

More about how we work →

The install matters as much as the panels.

The best equipment on the market still depends on who puts it on your roof. After working with many installers across Northern California, we partner with one: Continuum (formerly North Valley Power).

01

One installer. Chosen, not assigned.

After years working alongside many installers in NorCal, Continuum is the only one we trust on a customer's roof.

02

NorCal experience matters.

Permitting offices, utility paperwork, local building departments. They have the relationships that keep projects moving.

03

Full-time crews. No subcontractors.

Every Continuum installer is in-house. Same training, same accountability, every roof.

2,000+
NorCal installs
4.8
388 Continuum reviews
13
Counties served
Licensed & certified: CSLB #1080746 · Tesla Certified · Enphase Platinum · Franklin Authorized
More on our install partner →

Only brands we'd put on our own homes.

Built to outlast the 25-year deal.

Most solar companies install whatever brand they get the best deal on. Continuum uses Tier 1 equipment only. Manufacturers stable enough to honor a 25-year warranty, with track records long enough to prove it.

Tier 1 all-black monocrystalline solar panel — front and back view
Tier 1 panels
Top-tier monocrystalline panels in all-black. They look like they belong on your roof, not bolted to it.
Tesla Powerwall 3 home battery
Tesla Powerwall 3
The most popular home battery in America. Keeps your lights on when the grid goes out.
Franklin aPower 2 home battery
Franklin aPower 2
A serious alternative to Powerwall, with the longest warranty in the residential battery market.
Enphase IQ Battery 10C home battery
Enphase IQ Battery 10C
Modular, microinverter-based design for homeowners who already trust the Enphase ecosystem.

Tier-1 manufacturers only. No equipment we wouldn't put on our own homes.

Battery storage

Every qualifying install includes battery storage.

A battery isn’t an upgrade or an add-on. Under the current California rules, it’s what makes the math work and what keeps your home running when the grid doesn’t.

No separate purchase. No upfront cost. Tier-1 manufacturers only — Tesla Powerwall, Franklin, and Enphase.

The deal, in four parts.

A lower rate. A predictable yearly increase. Nothing out of pocket, ever. Locked in for 25 years. That’s the offer — calculated from your actual 12 months of utility usage, not industry averages.

A rate lower than today's
A starting rate below what you pay your utility today.
Predictable yearly increase
An annual escalator, capped in writing. No surprises.
$0 out of pocket. Ever.
No money at signing, at install, or anytime after.
Locked in for 25 years
Performance-backed for the full term.

Have a mortgage? Many homeowners apply their monthly savings to extra principal and pay off their house years earlier. See the mortgage math →

Get my numbers
The questions you're already thinking

What's the catch?

Honest answers to what homeowners actually ask. The full set is on the FAQ page.

How can it cost nothing upfront?

There's no catch. The energy company owns the equipment, so they pay for it. They make their money back over time through your monthly power payment, which is still less than what you'd be paying your utility.

What if I want to sell my house?

The agreement transfers with the home. For many buyers, a low locked-in power rate is a selling point. The energy company handles the transfer paperwork.

How do you get paid? Is the brokerage really free for me?

Yes, free for you. We're paid by the install partner when a project closes. Same as a mortgage broker. Our incentive is to send well-fitted projects, because installers value those and pay for them.

See all FAQs →
What homeowners say

Reviews from the homes we've worked on.

Every system we recommend gets installed by the Continuum crew below. Here's what the homeowners they served have to say.

The Continuum installer team standing in front of a Powered by Continuum van outside a modern Northern California home with rooftop solar panels.
Peter Galvez, founder of The Sun Broker
Founder

Peter Galvez

19 years in mortgages · $1B+ in loans closed

"After almost two decades helping families refinance their homes, I kept watching the same thing happen: they'd save $400 a month on their mortgage, and PG&E would erase it within a few years. The Sun Broker is what I wish existed for those clients."

— Peter Galvez, Founder

Read Peter's story →
Your next step

15 minutes. A real conversation.
No pressure.

The discovery call: we learn about your home, you learn about the process. We'll follow up at your pace, not a pipeline's.